Analyst II - Business Line Risk

Ally and Your Career
Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.




The Opportunity

The Risk Analyst will be responsible for the completion of required due diligence/financial analysis on comprehensive and administrative reviews associated with the renewal of existing credit lines, as well as loan approvals and new wholesale acquisitions. Due diligence includes the accurate reporting of findings through established reporting functions and ensuring corporate compliance and risk management. The position will require the ability to perform in-depth analysis, contact with key dealership personnel, and communication with internal and external stakeholders. Additionally, the Commercial Risk Analyst will provide recommendations and supporting documentation to improve company performance and mitigate exposure. It is expected that this position will support department training initiatives.



The Work Itself

• Conduct financial analysis on dealership wholesale accounts from data obtained from both internal and external sources.
• Produce formalized management reporting and analysis for post review.
• Complete administrative review to document company compliance and ensure that guidelines are met Interface and communicate with.
• Dealerships and stakeholders to obtain all information required.
• Update company records, logs, reports, and internal control systems with information gathered during the underwriting review.
• Leverage information between other areas of expertise.

The Qualifications We’re Looking For

• Undergraduate degree or equivalent training.
• Graduate degree preferred, but not required.
• Understanding of dealership and wholesale administration a plus.
• Strong financial analysis and analytic/problem solving skills required.
• Proficient in intermediate MS applications (Word, Excel, Access and PowerPoint).
• High level of written and oral communication skills as well as attention to detail.
• Strong organizational skills and time management abilities.
• Ability to adapt to change quickly.




Minimum Qualifications

• 1+ years of experience
• High school Diploma or GED equivalent




How We'll Have Your Back
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).

Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.

Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.

Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.

Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf




Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email [email protected] with details of your accommodation request.




Base Pay Range

$55,000.00 - $95,000.00


An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.




Incentive Compensation:

This position is eligible to participate in our annual incentive plan.