Credit analyst Vice Presidentnew

Overview

The successful candidate will analyse credit and financial information to assess the creditworthiness of new and existing clients within a diversified corporate portfolio. Experience in structured finance transactions, including Project Finance and Leveraged Acquisition Finance (LAF), is a strong asset. Strong financial analysis, risk assessment, communication, problem-solving, organisational skills, and the ability to work independently and under pressure are required.

What you’ll be doing

Key responsabilities will be:

• Assess credit applications in line with policies, regulations and credit standards
• Analyse corporate information, financing transactions and financial statements
• Develop and maintain financial models to assess creditworthiness and repayment capacity
• Review projections, cash flows, assumptions, sensitivities and stress tests
• Assess industry, market and business risks, and competitive position
• Evaluate management, ownership, governance, strategy, growth plans and execution risk
• Evaluate funding, capital structure, financial policy and liquidity
• Analyse Project Finance and LAF transactions, including structure, security, covenants and risk
• Assess country risk, support, group linkages and debt ranking
• Prepare credit applications and recommendations for committees
• Liaise with stakeholders throughout the credit process
• Monitor portfolios, identify risks and propose mitigants
• Contribute to credit policies, methodologies and procedures.

Who we are looking for

If you want to turn your passion into a career and you have the following characteristics, we are waiting for you: 

• Minimum 7 years' experience in banking credit analysis or a similar role
• Master's degree in Banking, Finance, Accounting or Economics
• Strong financial analysis, risk assessment and financial modelling skills
• Proven ability to analyse financial statements and assess creditworthiness
• Knowledge of international business, banking and financial products
• Ability to assess complex corporate and structured lending transactions and identify key risks and mitigants
• Good knowledge in MS Office, particularly Excel
• Fluent in English; Italian is an asset.

In accordance with the law of July 23, 2016 (Art. 8-5), and as part of Intesa Sanpaolo Bank Luxembourg pre-hire background screening process, we apply a risk-based approach to determine the requirement of carrying out such checks on candidates, including criminal record checks. This role is judged to be sufficiently sensitive to warrant carrying out a criminal record check. By applying to this job you are consenting Intesa Sanpaolo Bank Luxembourg to completing background checks including criminal record checks.