Head of Financial Crime Risk Management, Name Screening & AI Capabilities (US)new

Work Location:

New York, New York, United States of America

Hours:

40

Pay Details:

$200,000 - $280,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

This role leads the strategy, development, implementation, governance, and ongoing management of TD Bank’s centralized FCRM name screening, adverse media, and screening AI capabilities. Accountable for ensuring enterprise screening platforms, data integrations, controls, and related technology solutions operate effectively, remain aligned to regulatory expectations and Bank standards, and support timely identification and mitigation of sanctions, AML, PEP, adverse media, 314(a), and MSB-related risks. This role partners across business lines, Legal, Technology, FCRM, Analytics, Model Validation, QA, Audit, and regulatory stakeholders to deliver system enhancements, resolve issues, mature screening capabilities, and reduce operational burden while strengthening control effectiveness. Provides senior leadership to a team of FCRM professionals, shapes product vision and roadmap, oversees project delivery and AI governance, and influences executives and stakeholders across TD to ensure screening capabilities are robust, scalable, compliant, and responsive to evolving financial crime risk.

Depth & Scope:

• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
• Responsible for TD Bank's centralized FCRM Name Screening, Adverse Media, and Screening AI Capabilities, including target strategy, development, integration, implementation and ongoing management and maintenance
• Responsible for working with LoB and other partners as it relates to data requirements, management, oversight for data and feeds integrating into centralized screening solutions
• Responsible for and provides oversight for all Screening related system and technology projects ensuring to bring in other FCRM management and SMEs as needed
• Responsible for ensuring capabilities availability, adherence, uptime, and resolution of issues and incidents related to screening capabilities under their mandate in alignment to Bank policies and standards
• Works with stakeholders including the Centralized Sanctions Groups, FCRM QA and Testing teams, internal/external auditors, Modeling & Analytics, FCRM Data, and Model Validation team members, etc. to lead screening capabilities changes and resolve impediments along the way
• Recommends system changes, tuning or configuration changes, or data changes as identified, including escalation of and informing the VP, Global Screening Capabilities and Operations
• Continuously benchmarks with peers to define the maturity of TD's FCRM Screening capabilities working with the Business Architecture and Technology team to enhance TD's Screening maturity
• Accountable for ensuring that all requirements of stakeholders related to screening capabilities are accurately incorporated and executed in a timely manner, thereby preventing sanctions and other AML-related breaches
• Ensures the performance of the bank's FCRM screening systems with FCRM Technology, FCRM Advanced Analytics and AI
• Must influence LOB executives and staff to ensure appropriate sanctions and AML screening-related actions across TDBG
• Manages screening capabilities and activities as a shared service for all TD Bank entities
• Presents and interact with the OCC, FINTRAC, and other regulators on sanctions- and AML-related Name screening capabilities matters
• Must interact with Legal on screening operations-related concerns
• Coordinates with peer Program Heads across the enterprise to ensure effective feedback loop protocols are in place to identify and mitigate risk and appropriately support resultant actions with respect to screening capabilities requirements, tools, and data
• Works closely with Legal as required
• Leads and coaches a diverse team of professionals covering screening capabilities related to sanctions, PEP, adverse media, 314(a), and MSBs to develop a clear product vision, strategy and roadmap covering the full product development lifecycle (including creation, version, and infrastructure upgrades, and eventual decommissioning-if needed), data management and integration strategy, and implementation in alignment with Bank standards and practices
• Manages a team of FCRM professionals to accomplish established goals and conduct personnel duties for team (e.g. performance evaluations, hiring and disciplinary actions), including establishing goals and targets

Education & Experience:

• Bachelor's degree required
• 10+ years of relevant AML and Sanctions Product or System management experience and/or management experience in a Risk function
• Significant exposure to sanctions and AML screening requirements in the U.S., Canada, Europe, and Asia
• Knowledge of red flags and typologies in the U.S. and Canada
• Ability to solve problems logically and/or creatively, demonstrating professional judgement, quality control and adherence to high standards
• Knowledge and appreciation of the key concepts associated with risk management including inherent risks, controls and residual risk
• Extensive knowledge of AML and Sanctions regulations, risks, and appropriate controls
• Proven research and analytical skills, business acumen, strategic and creative thinking, project leadership skills and multi-tasking capabilities
• Experience in developing documentation that meets the highest regulatory standards and audit requirements
• Strong active listening, written and verbal communication and presentation skills and the ability to build networks and partnerships at all levels within the organization

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel – Occasional
• International Travel – Occasional
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching forward – Occasional
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing and comprehending instructions – Continuous
• Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

 

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at [email protected].  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.