Liquidity Measurement - Analytics & Reporting Intern/Co-op Winter 2027new

Role Type:

Internship/Co-op

Work Term:

Winter/Term 2

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Pay Details:

$45,700 - $74,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

DEPARTMENT OVERVIEW

Treasury and Balance Sheet Management (TBSM) provides enterprise-wide oversight of the Bank’s balance sheet, funding, liquidity, capital, and interest rate risk activities. The department plays a central role in safeguarding TD’s financial resilience by managing liquidity and funding resources, optimizing balance sheet deployment, supporting regulatory compliance, and providing senior management with forward-looking insight into key treasury risks and opportunities. Through close partnership with business segments, Finance, Risk, and ALM stakeholders, TBSM helps ensure the Bank maintains a strong liquidity and capital position while supporting sustainable growth, effective risk governance, and disciplined balance sheet management. 

Co-op and Internship opportunities allow you to gain valuable work experience across several of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.

Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:

• Leadership talks with key Leaders from across the organization
• Lunch and Learns on topics such as Innovation
• Diversity and Inclusion and Personal Branding and so much more

JOB DESCRIPTION

Treasury Liquidity Measurement - Analytics & Reporting function delivers critical regulatory and internal liquidity metrics & analytics and firm activities via regular regulatory and internal stress metric reporting, customized liquidity analysis, systematically generated management reporting and analytical tools. Liquidity Measurement has a unique vantage point in the firm’s data flows that, when coupled with a deep understanding of client and market activities, allows it to build scalable workflows, processes and procedures to deliver actionable business insights.

The following are core responsibilities for A&R function: 

• Delivering regular and reliable liquidity metrics, analytics & insights based on deep understanding of the firm’s businesses and its client activities. 

• Building robust, systematic & efficient workflows, processes and procedures around the production of liquidity analytics for both management and regulatory reporting. 

• Responsible for quality, timeliness and completeness of the underlying data used to produce internal and regulatory metrics and reporting 

• Solid understanding and experience with building Controls and Governance framework to ensure lower operational risk 

• Measuring, analyzing and explaining the key liquidity risk metrics such as the Liquidity Coverage Ratio (LCR), Net Cumulative Cash Flow (NCCF) and Net Stable Funding Ratio (NSFR). Ensure all analysis is complete and accurate with thorough commentary, while escalating issues in a timely manner. 

• Prepare and ensure accuracy in regulatory liquidity risk reporting, including submission to the Office of the Superintendent of Financial Institutions (OSFI) and other relevant regulatory bodies 

JOB REQUIREMENTS

We’re proud to work with a group of diverse colleagues. If you have relevant experience that isn’t mentioned

below, tell us about it in your resume or cover letter.

• Currently enrolled in an undergraduate degree in Finance, Accounting, Analytics, Data, Business/Commerce or related field; with the intent of going back to school at the end of your work term (requirement of all co-op/intern positions)
• Management Engineering (Co-Op) or BMath / BCS Science  
• Industrial  / Systems Engineering or Masters of Management Analytics (MMA). 
• Preferred Majors: Business technology management, Management Engineering, Industrial Engineering, Data Analytics, Business Analytics. 

• Working towards a degree i(Masters or Bachelors) in a quantitative discipline such as finance, financial engineering, mathematics, economics, or computer science 

• Understanding of key liquidity regulations like LCR, and NSFR, and ILST is beneficial 

• Exceptional project management and organizational skills, with the ability to effectively prioritize and manage tight deadlines 

• Entrepreneurial, analytically creative, self-motivated and team-oriented. 

• Excellent written, verbal and team-oriented communication skills. 

• Experience with programming for extract transform load (ETL) operations and data analysis (including performance optimization) using languages such as, but not limited to, Python, SQL and R. 

• Experience in developing data visualization and business intelligence solutions using tools such as, but not limited to, Tableau, Alteryx, PowerBI, and front-end technologies and languages. 

• Working knowledge of the financial industry, markets and products and associated non-financial risk 

• Working knowledge of mathematics including statistics, time series analysis and numerical algorithms is beneficial 

ADDITIONAL INFORMATION

• This position is a 4-month work term and will commence January 4th to April 23rd, 2027.
• Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
• We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.
• TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements
• TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.

We’re delighted that you’re considering building a career with TD. Through regular development conversations,

training programs and a competitive benefits plan, we’re committed to providing the support our colleagues

need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed.

You’ll have regular career, development, and performance conversations with your manager, as well as access to

an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

Whether you have a passion for helping customers and want to expand your experience, or you want to coach

and inspire your colleagues, there are many different career paths within our organization at TD – and we’re

committed to helping you identify opportunities that support your goals.

Training and Onboarding

We’ll provide in-person training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to

all applicants by email or phone call.

HOURS

Monday-Friday, standard business hours

INCLUSIVENESS

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet