Product Lead - Payments, Americas

Nium (Nium) · Fintech & Payments

All Product Lead jobs
Product Management
Fintech & Payments
San Francisco, United States
Full-time

Nium, Global Leader in Payments

Nium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders.

Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.

About the Role

Nium is looking for a Product Lead, Payments to build and scale our global payments products. This is a senior role for someone who understands how money moves and has experience solving complex payment challenges for businesses, financial institutions, fintechs, and enterprise platforms.

You’ll own payment products and capabilities end-to-end — from identifying customer and market opportunities through strategy, delivery, launch, and commercial performance. Your work spans payment rails, pay-ins and payouts, bank and network integrations, processing, reconciliation, settlement, and the developer-facing layer that sits on top.

With Nium’s US license, you’ll also have the opportunity to build products and payment capabilities in the US domestic market — ACH, RTP, FedNow — layered on top of our global cross-border network. Most payments PMs never get to build a market from scratch. This role does.

The customers driving the most demanding payment requirements today are AI-native companies, autonomous platforms, and developer-first businesses — where payments are triggered by agents, executed at machine speed, and need to work without a human in the loop. You’ll build for that future alongside the enterprise clients we already serve globally.

Based in San Francisco, you’ll work closely with Nium’s commercial and executive leadership while partnering with product and engineering teams across the globe.

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