Senior Director of Underwriting, Fraud Monitoring & Boarding

 

Versapay is scaling its B2B payments platform and preparing for future embedded lending capabilities. We're hiring a Director to lead the day-to-day merchant boarding, underwriting, and risk operations functions, with an initial focus on improving speed, quality, consistency, and control across payments onboarding. This is a hands-on operator role: you'll modernize how we
onboard and underwrite merchants — applying automation, analytics, and practical AI-enabled workflows to create a frictionless experience for low-risk customers while maintaining rigorous controls for higher-risk segments. 

 

You will own daily execution of boarding, underwriting, exception management, and ongoing merchant risk monitoring, while partnering with Product, Engineering, Compliance, Finance, Sales, and sponsor bank stakeholders to evolve policies, workflows, vendor integrations, and reporting. As Versapay’s lending ambitions mature, you will help translate payments and AR data into practical underwriting inputs and operating controls.

 

A key opportunity in this role is Versapay’s unique data position. Our AR automation platform provides visibility into invoice-level activity, DSO trends, payer behavior, and customer concentration. You will help operationalize that data into better boarding, underwriting, and monitoring practices — first for payments risk and, over time, for embedded lending use cases.